🧪 TESTOVÁNÍ OPRAVENÉ RATE FORMÁTOVÁNÍ

=== OFFERS (roční procenta) ===
Offers rate: 16.8976 → 0.046295%
Offers rate: 16.9438 → 0.046421%
Offers rate: 4.9983 → 0.013694%
Offers rate: 0.8388 → 0.002298%
Offers rate: 273.4914 → 0.749292%

=== FUNDING LOANS (denní decimální) ===
Funding rate: 0.000437899 → 0.043790%
Funding rate: 0.000436607 → 0.043661%
Funding rate: 0.000435522 → 0.043552%
Funding rate: 0.026595 → 2.659500%
Funding rate: 0.026601 → 2.660100%

=== CREDITS (denní decimální) ===
Credit rate: 0.000435522 → 0.043552%
Credit rate: 0.000435334 → 0.043533%
Credit rate: 0.026595 → 2.659500%
Credit rate: 0.026601 → 2.660100%

=== OČEKÁVANÉ VÝSLEDKY ===
• Offers rates: kolem 0.046% denně (16.8976/365)
• Funding/credit rates z API array: kolem 0.043% denně (0.000437*100)
• Funding/credit rates z reálných dat: kolem 2.66% denně (0.026595*100)

✅ Všechny USD rates by měly být konzistentní v rámci skupiny!